Debit Cards

Hometown Bank’s debit VISA card is your checkbook and ATM card in one!

  • Sale amounts are automatically deducted from your checking account
  • No monthly maintenance fees
  • No waiting for check approval while in line at the store
  • Convenient and easy to use


Used as an ATM card, it works instantly at ATM machines throughout the works. As a debit card, it can be used for purchases everywhere VISA is accepted.

Debit cards are only available to checking account customers and are subject to approval. Hometown Bank also offers an ATM card that can be used for cash withdrawals, balance inquiries and funds transfers at ATM machines.


Beginning June 8, 2016 in our continuing efforts to keep your accounts secure, we have improved our alert system for potential fraud. Here is how it works:

  • You will receive a text alert from 32874 which you can reply "fraud" or "no fraud" to. 
  • If there is no response received from you, five minutes after the text you will receive an automatic phone call to confirm or deny fraud.

Remember: Our messages will NEVER ask for your PIN or account number.

1-800-417-4592 is the phone number for our Fraud Center. Please add this number to your phone and label it "Fraud Center" so you will know who it is and can respond as quickly as possible.