Deposit Rates

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Rate

APY

Minimum Balance to Obtain APY

Minimum Balance to Open

Checking Accounts

Money Market

0.20% 0.20% $25 $25

NOW

0.05% 0.05% $25 $25

Senior Checking

0.05% 0.05% $25 $25

Savings Accounts

Passbook Savings

0.15% 0.15% $100 $25

Statement Savings

0.15% 0.15% $100 $25

Statement Savings Plus

0.20% 0.20% $25 $25

Club Accounts

0.25% 0.25% $0.01 $1

CDs/IRA

Fixed: 7-91 days

0.25% 0.25% $1,000 $1,000

Fixed: 6 months

0.35% 0.35% $1,000 $1,000

Fixed: 12 months

0.60% 0.60% $1,000 $1,000

Fixed: 18 months

0.80% 0.80% $1,000 $1,000

Fixed: 24 months

0.90% 0.90% $1,000 $1,000

Fixed: 30 months

1.00% 1.00% $1,000 $1,000

Fixed: 36 months

1.10% 1.11% $1,000 $1,000

Fixed: 48 months

1.25% 1.26% $1,000 $1,000

Fixed: 60 months

1.50% 1.51% $1,000 $1,000

Variable: 12 months

0.20% 0.20% $500 $500

IRA Savings

0.20% 0.20% $0.01 $25





The Rate/ Annual Percentage Yield (APY) is effective as of December 11, 2015.

Rates are subject to change at any time. Please call a Hometown Bank representative for actual rates.

Interest rates may change after the account is opened. 

Money Market and Statement Savings Plus: A minimum balance of $5,000 is required to avoid a monthly service fee of $15.00.

Fixed Rate CD: A penalty may be imposed for early withdrawals.

Variable Rate CD: Withdrawals in excess of one per month will be subject to penalty.


Please see a Hometown Bank representative for more details.