Our Story

“We’re not just a community bank. We are a bank for the community.” 

These are the words that Ted Chwatek, President, used to describe Hometown Bank of Pennsylvania, Bedford County’s newest and only locally owned and managed bank. The dream of starting a locally owned and managed full service community financial institution began in 2006 when a group of Bedford county business leaders formed an organizing group. These men included Don DeArment of Friends Cove Mutual Insurance, Barry Ressler of Ressler, Inc., Todd Roadman of Reed, Wertz & Roadman, Merle Helsel, associate professor at Allegany College of Maryland and former president of First American National Bank and, Ted Chwatek, past president of First American Bank, Darrell Dodson of Dodson Brothers, Bob Appleby of Everett Foodliner and John Corle of Corle Construction. The necessary regulatory approvals were obtained and a campaign to raise capital through the sale of stock was begun in the fall of 2006. “I’m especially pleased that many of our stockholders are local Bedford County citizens. This really makes Hometown Bank their bank” commented Chwatek. In April, 2007, Hometown Bank opened its first branch in Everett and in July of the same year opened a branch in Bedford. 

Delivering outstanding customer service is the bank’s primary cornerstone. “We don’t have fancy slogans about customer service, but we do have experienced bank employees who care about their customers and will give them the highest level of service and commitment. Our employees are committed and believe in Hometown Bank”, said Beth Manges, Community Office manager. “Our employees have the authority to take care of the customers. Changing accounts can be a complicated process for some customers and our employees are able to guide them through the entire process. We will do whatever it takes to take care of the customer.”

The bank offers a full service of traditional banking products combined with today’s technology. ATMs are located at both the Everett and Bedford offices. Customers are able to access their accounts by an automatic telephone service or by internet as well as calling the bank directly and speaking directly with an employee. “We are never too busy to talk to customers. Customers are why we are here”, expressed Sue Plummer, Manager at the Everett Office.

The bank’s loan products include small business lending as well as consumer loans and home mortgage loans. Loan officers include Carol Jo Clark, Bill Wise and Beth Manges with combined banking experience over fifty years. “Our rates and fee structure are competitive, but we believe our real edge is in delivering what the customer needs. Loans are approved and documented locally. We know our customers and the businesses in Bedford County” said Wise

Board of Directors - 2010

The photograph above was taken of Hometown Bank's founding board members. From right to left in the first row are Merle Helsel, Don DeArment, Ted Chwatek. Second row: Darrell Dodson, Bob Appleby, John Corle, Barry Ressler and Todd Roadman. With heavy hearts, we mourn the loss of Darrell Dodson who passed away during the summer of 2015. 

Mark Kelly

Hometown Bank welcomed Mark Kelly as the newest member of our Board of Directors in the fall of 2015 to fulfill Darrell's unexpired term. Mark was the president of NPC in Claysburg, Pennsylvania. Hometown Bank is delighted to have him as a team member!